Welcome to St. Martin De Porres Co-operative Credit Union
020 229 0588
enquiries@stmartindeporresccu.com
Atonsu, Monaco Junction, Kumasi
Opening Hours
Mon – Fri: 8AM to 5PM  |  Sat: 9AM to 1PM
Join Us
◆ NEW RATES: Normal Loan 2.4% p.m. | Fixed Deposit up to 4% p.a. – Effective 27th April 2026 ◆ CUA Ghana visits SMDPCCU Board & Management – strengthening cooperative partnerships ◆ Annual General Meeting 2026 – December 2026. All members encouraged to attend ◆ USSD Banking coming soon – manage your account without internet ◆ New website live! Open an account online today ◆ NEW RATES: Normal Loan 2.4% p.m. | Fixed Deposit up to 4% p.a. – Effective 27th April 2026 ◆ CUA Ghana visits SMDPCCU Board & Management – strengthening cooperative partnerships ◆ Annual General Meeting 2026 – December 2026. All members encouraged to attend ◆ USSD Banking coming soon – manage your account without internet ◆ New website live! Open an account online today
Trusted Since Inception · Kumasi, Ghana

The Premier Co-operative
Credit Union in Ashanti Region

Empowering over 10,000 members through reliable savings, affordable loans, and trusted cooperative financial services.

Become a Member Our Services
Flexible Financing

Affordable Loans for
Every Need

From personal to business loans – access credit starting from 1% per month with 8 different loan products tailored for you.

Explore Loans Check Eligibility
Fixed Deposits

Grow Your Savings,
Earn Up to 4% p.a.

Lock in your money in our competitive fixed deposits – 91, 182, or 365-day terms from just GH₵2,000.

View Savings Calculate Returns
10K+
Active Members
GH₵50M+
Total Assets
20+
Years of Service
8
Loan Products
5
Branches & Agencies
What We Offer

Financial Services
Tailored For You

We provide a wide range of financial products designed to help you save, borrow, and grow your wealth with confidence in the Ashanti Region.

Savings Accounts

Grow your money with competitive interest rates on regular savings, susu collections, and fixed deposits earning up to 4% per annum.

View Products

Affordable Loans

Access personal, business, and emergency loans with flexible repayment plans and competitive rates from just 1% per month.

Explore Loans

Susu Collection

Our trusted field officers visit you daily to collect your susu contributions – making saving easy and convenient for busy members.

Learn More

Financial Education

We empower our members with financial literacy programs to help make informed decisions about savings, investment, and debt management.

Our Programs
SMDPCCU Team
20+
Years of Trust
About Us

The Happy Family
You Can Trust

St. Martin De Porres Co-operative Credit Union Ltd. is a dynamic financial institution committed to sustaining the trust, confidence and well-being of our membership through superior products, service excellence, and a highly empowered team of employees.

From our head office at Atonsu, Monaco Junction in Kumasi to branches across the Ashanti Region – we are always close to you, ready to help you grow financially and socially.

Our Mission

Sustaining trust and well-being through superior products, service excellence, and empowered employees for members' development.

Our Vision

To be the premier financial co-operative institution making a positive difference in our members' financial lives.

Meet Our Team
Our Products

Products That Work For You

Explore our full range of loan and savings products designed to meet your unique financial needs.

Normal Loan

2.4% per month

Borrow up to 2× your savings for personal needs – education, medical, home improvement, and more.

Max: 24 months
Rate p.a.: 28.8%

Loan Within Savings

1% per month

Borrow up to your full savings balance without disturbing your deposit. Lowest rate, quick processing.

Max: 12 months
Rate p.a.: 12%

Susu Loan

2.4%–3.4% per month

Leverage your susu contributions. Borrow up to 2× or 3× of susu savings. Max GH₵150,000.

Max: 12 months
Basis: Straight-line

Business Loan

4.4% per month

Grow your business with up to 5× your savings. For inventory, equipment, and expansion needs.

Max: 24 months
Rate p.a.: 52.8%

Salary Workers Loan

2.4% per month

For salaried workers. Borrow based on your net salary with up to 40% debt service ratio.

Max: 18 months
Rate p.a.: 28.8%

Emergency Loan

3.4% per month

Quick access to funds for urgent needs. Up to 20% of total assets, ceiling GH₵500,000.

Max: 6 months
Rate p.a.: 40.8%

Controller / DAS Loan

2.4% per month

Repayments deducted at source from your salary. Amount based on monthly deduction affordability.

Max: 18 months
Rate p.a.: 28.8%

Special Purpose Loan

4.4% per month

For weddings, funerals, and other special occasions. Up to 20% of total assets, ceiling GH₵500,000.

Max: 6 months
Rate p.a.: 52.8%

Member Savings

Competitive interest

Minimum share purchase of GH₵500 + entrance fee GH₵20. Earn competitive interest from day one.

Min. shares: GH₵500
Entry: GH₵20

Susu Savings

Daily collection

Daily contributions collected by trusted field officers. The easiest way to build savings consistently.

Frequency: Daily
Method: Field officer

Fixed Deposit

Up to 4% p.a.

Lock in returns for 91, 182, or 365 days. Investment range: GH₵2,000–GH₵1,000,000. Effective April 27, 2026.

91d: 2%
182d: 3%

Youth Savings

Special rates

Secure your child's future with our dedicated youth savings account. Start building their future today.

For: Under 18s
Rate: Special
Financial Tools

Plan Your Finances

Use our calculators to explore loan eligibility and fixed deposit returns before you commit.

Loan Eligibility Checker

Estimate how much you may qualify to borrow

Estimated Loan Amount
—
Total Interest Payable
—

Fixed Deposit Calculator

Returns based on rates effective 27 April 2026

Range (GH₵)91d182d365d
2,000–1,000,0002%3%4%
Maturity Value
—
Latest Updates

News & Announcements

Rates Update
April 27, 2026

New Loan & Deposit Rates – Effective Immediately

Following a CUA Ghana directive, rates revised. Normal Loan now 2.4% per month. Fixed Deposits up to 4% p.a.

Read More
Event
March 10, 2026

CUA Ghana Visits SMDPCCU Board & Management

The Credit Union Association of Ghana visited to discuss progress, governance, and the strategic way forward.

Read More
Technology
March 2, 2026

USSD Banking – Coming Soon to SMDPCCU

A new USSD banking service is in development – check balances, transfer funds, and manage your account without internet.

Read More
Community
2025

Yaase Community Outreach Program

SMDPCCU team visited Yaase to empower residents with financial literacy and introduce our savings and loan products.

Read More
Find Us

5 Branches, One Happy Family

Serving Kumasi and beyond – always close to you.

Working Hours
Mon–Fri 8AM–5PM
Saturday 9AM–1PM · Sunday Closed
01

Head Office

Atonsu, Monaco Junction
Kumasi, Ashanti Region

02

Aputuogya Branch

Serving the Aputuogya
community

03

Esereso Branch

Convenient for
Esereso members

04

Jachie Branch

Serving the Jachie
community

05

Abinkyi Market

Heart of
Abinkyi Market

06

Yaase Agency

Newest agency
in Yaase area

Ready to Join The Happy Family?

Start your journey to financial growth and security. Open an account in minutes.

Become a Member Today
Get In Touch

We'd Love
to Hear From You

Visit us at our head office or any branch. Our team is ready to assist with all your financial needs.

Address
Atonsu, Monaco Junction, Kumasi
Ashanti Region, Ghana
Phone
020 229 0588
Email
enquiries@stmartindeporresccu.com
Working Hours
Mon–Fri: 8:00 AM – 5:00 PM
Saturday: 9:00 AM – 1:00 PM
Get Directions on Google Maps →

Send Us a Message

Fill in the form below and we'll respond promptly.

✓ Thank you! Your message has been sent. We'll be in touch within 1–2 business days.